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You can choose one of our fixed rate mortgage options
for a period of 1, 2, 3, 5, 7, and 10 years. Your rate
will be guaranteed at the start of your mortgage, and it
will never change during your term.
These fixed rate mortgages are closed because they do
not allow pre payment in full, although you may in most
instances discharge the mortgage early but is subject to
an early termination amount.
This feature will be important should you need to
refinance during the term of your mortgage to
consolidate debts or raise extra funds for other
investments.
You may also pay down up to a certain pre determined
amount each year during your term, and you will not be
charged any penalties. This is a flexible feature
designed to allow you to pay down your mortgage quicker.
Fixed rate mortgages are great for you when you want
the assurance your mortgage payments will not change due
to increase rates of interest. It will make your
home budgeting easy to plan for.
Our Fixed rate mortgage products are all broker
discounted, so you will automatically receive our
best and lowest rate without the need to negotiate.
Our fixed mortgages can be used for purchases,
refinance, debt consolidation, equity take out, and much
more.
You may choose any of our fixed rate mortgages
under any of the special programs: Self employed,
New to Canada, No income confirmation, High insured and
conventional mortgages.
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| Term
available |
1,2,3,5,7
and 10 years |
|
amortization |
up to 40 years |
| Rate |
Fixed and
guaranteed for your term |
| Pre
payment |
Yes- from
15% to 25% per annum - no penalties |
|
Repayment |
Monthly,
semi-monthly, bi-weekly, weekly |
| |
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The first step is to allow us to get you
pre approved.
If you have already made an
offer on a property, then you are
ready to apply for a
mortgage on line.
You may also apply by fax. Download a a printable application, or you may call us at
1-877-307-6800 and talk to one of our mortgage
expert.
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Lowest
ra
Your
can count on us