Canada mortgages           

financing for everyday people

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Bank Mortgages

Great Rates with up to 100% financing for good credit Mortgage RefinanceLowest rates in market
Lowest rate even up to 100%
No Fees No Costs 

more on bank mortgages

   

Refinance Mortgages

Lower your rate or consolidate all your debts
Home Equity LoanUp to 100% refinancing
Fast and easy One low monthly payment
No hidden fees No hidden fees

No hidden fees more about refinancing

   

Bad Credit Mortgages

We can approve almost anyone 
Home Equity LoanLess than perfect credit ok
Fast and easy 4 out of 5 loans approved
No hidden fees Special mortgage programs

No hidden fees more on bad credit mortgage

   

Commercial Mortgages

Helping you achieve your business goals
Bad Credit LoansNo amount too large
loans approvedAll types of properties
loan programs Unique loan programs

No hidden fees more on commercial mortgages

 
 

Variable Rate Mortgages

Our variable mortgage product portfolio is a complete selection  from many Canadian Banks and mortgage companies. 

Variable rate mortgages are currently priced using the banks' prime rate as a base.  The borrowing rate is based on prime plus a factor.

Depending on your comfort level you may choose a lower variable rate which may increase as prime increases, or you may select a capped variable rate with a guarantee your borrowing rate will not surpass a certain amount.

Your repayments can be made to remain fixed for the entire term of your mortgage, or be adjusted as your borrowing rate changes. When you payments are fixed, more of your payment will go towards your principle and less towards the interest, when prime falls and vice versa.

Payments can be arranged either monthly, semi-monthly, bi-weekly, and weekly payments.  You may also choose to accelerate your payments to pay down your mortgage quicker.

Maximum amortization period is 35 years.

You may also lock your mortgage into a  3 year or more  guaranteed rate at any time during the period providing certain conditions are met.

Is a variable rate mortgage for you?

- Available for purchases and refinancing

- You have at least 5% down on purchases and refinances.  Certain exceptions if

self-employed.

- You are able to accept the risk if prime increases

- You expect that prime will decrease during the term of your mortgage

 

Interested in applying for a mortgage with us?

The first step is to allow us to get  you pre approved.

If you have already made an offer on a property, then you are ready to apply for a mortgage on line.   You may also apply by fax.  Download a  a printable application, or you may call us at 1-877-307-6800 and talk to one of our mortgage expert.

 

Your can count on us

Arrange for a call back from one of our mortgage professionals.We will call you back within 24 hours and discuss your mortgage needs.  No obligation.

 

Bank Rates

View our Current Rates
 

Mortgage Options

Lower than prime mortgages
Variable Open mortgages
Variable Closed mortgages
Fixed Rate Closed mortgages
Self Employed
No Income mortgages
Home Equity Solutions
No down payment mortgages
Add a 2nd mortgage
 

News Letter and Rate Alert

Subscribe to our monthly newsletter and periodic mortgage rates right to your in box

 

Mortgage Tools

 
Calculate how much you can afford
 
Find out how to pay your mortgage faster
 
Rent vs Buy Calculator
 

Recent Blog Entries

 

 
 

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Guide to Mortgages and Home Mortgages

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Aldo Mormile
Operating under license of Verico LendingDirect Corp.
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