Let your good credit and repayment history work hard for
you.
Conventional Mortgage
Highlights:
- No insurance premiums
- 20% minimum down payment
- Lender's lowest rate
- pre payment options from 10% to 25% per annum
without penalty
- Terms of 1, 2, 3, 5, 7 and 10 years
- Amortization from 10 to 30 years
- Monthly, bi weekly, weekly, regular and accelerated
repayments
- Portable
- Mortgage life and disability coverage available
High Ration insured mortgage
Highlights:
- Minimum down payment of 5%
- down payment may be from own source, gifted,
borrowed, sweat equity
- Insurance coverage through CMHC or Genworth
- Appraisals done internally at no cost to borrower
- Lowest rates always
- 1,2,3,4, 5, 7, and 10 years term available
- Amortization up to 30 years
- Monthly, bi weekly, weekly, regular and accelerated
repayments
- Portable
- Mortgage life and disability coverage available
Rate Options
- Fixed rate - your rate stays fixed for the term of
the mortgage
- variable rate - rate changes with prime.
Payments may change or remain fixed for the term
- Combination of fixed and variable rate
Product Options:
- Closed
- Open
- Fully amortized or Interest only option
- HELOC - home equity line of credit
Borrower Benefits:
120 day rate guarantee - but if rates go lower, you get the lower rate
Fast, No Hassle, and professional service
1 credit check but multiple lender capability - preserve your credit score
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