Mortgages for challenged credit
In Canada, we are the broker of choice for bad credit mortgages. Turned down by the bank? We offer sensible solutions to meet your needs. Therefore, we are a leading source for “bad credit home loans”. We help people every day with straight answers about your options.
Providing bad credit mortgages since 2003
Bad credit mortgages has been our business since 2003. If you score is below 650 we place your home loan with the best bad credit mortgage lenders. Our institutional B lenders have more flexible approval guidelines. Moreover, they accept many types of derogatory impediments. As a result, these not so good credit situations should not prevent you from getting approved. For instance, we determine your qualification based on many factors. Finally, we understand how important it is to have the lowest rate possible. This is why we are 100% committed to providing you the lowest rate based on your circumstances. In conclusion, guarantee yourself to never to pay more than you have to. We are a bad credit mortgage broker in Canada.
Apply Now, or request a free NO Obligation consultation.
Getting approved for bad credit mortgages
Have great credit but still declined by your Bank? Have high serviceability or Self Employed? We will qualify you at the lowest priced mortgage available for your situation.
Get Approved – pre qualifiers
Other bad credit loans in Canada
We understand how important it is to own your home. We also understand how important it is to have the lowest rate possible. We are 100% committed to providing you the best lowest rate in the market. Using our service, you guarantee yourself you will never pay more than you have to. See all our rates here
Already a homeowner? We can help you refinance and lower your rate, consolidate other consumer debts or blend you current 1st and 2nd mortgages.
Not happy with your current Lender? Let us transfer or switch your mortgage for free.
The lowest rate is not always the best choice. There are other options to consider. Options that may suit your situation better.
Pre approvals for good or bad credit
Before looking for your home it pays to talk to us first and allow us to qualify you. We will tell you home much you can afford, what your monthly payments will be, and we will start the process and work along your real estate agent to ensure your home buying experience is without stress and hassle free.
Pre approval? Qualify now with good or bad credit » Get Pre approved
““Aldo was an absolute gift sent to us by God. Therefore, we thank God for sending us the right person at the right time. Since we have tried almost a year with different banks, and brokers to get us a 1st home loan to cover our all our debts. In addition we always get disappointment answers from the bank and Lenders. …. First, he is a person who cares for you with all his heart and he never stops until he finds an answer for you. Secondly, because of your endless efforts, we actually have a future and new beginning again in our life again. Thank you very much for your caring and support during the entire time…….**** Jeya & Thasan” “
– replaced an 8% first and 12% 2nd and provided 30 k for home renovations.
“ Above all, your attention to the details of this home loan has been superior. Therefore, I would like to say thank you from the bottom of my heart. This has been so stressful for me from the beginning and now we are close to a resolution. Therefore, this note is to show respect and voice our appreciation.” Lastly, This has put my heart at rest. Thank you. Tracy and Arthur
Thank you for helping in restoring my mortgage. In conclusion, you found a way to pay off the arrears, pay property taxes, and provide extra funds. Therefore, I enjoyed working with you. Above all, your service is impeccable and professional. In conclusion, I do not hesitate to refer friends and family to you. Rebecca
– replaced an 8% first and 12% 2nd and provided 30k for home renovations.
FAQs – Mortgage News and Updates
Who can use this site?
This site services borrowers that do not meet mainstream borrowing. Therefore, we provide a new 1st mortgage or a 2nd equity take out mortgage despite your bad credit.
Who are your lenders?
First, our lenders are mainstream A lenders with broker discounted mortgage rates. Secondly, our B lenders focus on proving home loans for borrowers with bad credit. Lastly, our private funding sources help in situations that do not qualify for A or B lending.
New Stress Test effective
More information on our solutions? Call us today 1-877 237-2601 or fill out our online contact form.
How much down payment do I need? Read about our down payment requirement.
Bad credit mortgage lenders – Borrow up to 80% of the value of your home depending on location. Therefore, now is the time to take advantage of lower rates. Rates starting at 2.54% for challenged credit.
What are Alternative lenders?
Alternative lenders are lending institutions that lend on flexible criteria. We also provide private mortgages for very quick closings, and requests that are difficult to place with Alternative banks.