Mortgages for challenged credit
In Canada, we are the broker of choice for bad credit mortgages. Turned down by the bank? We offer sensible solutions to meet your needs. A leading source for bad credit home loans. We help people in your circumstances every day with straight talk about your options.
Providing mortgages since 2003
Bad credit mortgages has been our business since 2003. Therefore, if you score is below 650 we place your home loan with the best bad credit mortgage lenders. This is because, institutional B lenders have more flexible approval guidelines. Moreover, they accept many types of derogatory impediments. As a result, these not so good credit situations should not prevent you from getting approved. For instance, we determine your qualification based on many factors. Finally, we understand how important it is to have the lowest rate possible. This is why we are 100% committed to providing you the lowest rate based on your circumstances. In conclusion, guarantee yourself never to pay more than you have to because we are experienced in bad credit mortgages in Canada.
Apply Now, or request a free NO Obligation consultation.
Getting approved for bad credit mortgages
Have great credit? Declined your bank? We will qualify you at the lowest priced mortgage available for your situation.
Get Approved – pre qualifiers
Special lending solutions
““Aldo was an absolute gift sent to us by God. Therefore, we thank God for sending us the right person at the right time. Since we have tried almost a year with different banks, and brokers to get us a 1st home loan to cover our all our debts. In addition we always get disappointment answers from the bank and Lenders. …. First, he is a person who cares for you with all his heart and he never stops until he finds an answer for you. Secondly, because of your endless efforts, we actually have a future and new beginning again in our life again. Thank you very much for your caring and support during the entire time…….**** Jeya & Thasan” “
– replaced an 8% first and 12% 2nd and provided 30 k for home renovations.
“ Above all, your attention to the details of this home loan has been superior. Therefore, I would like to say thank you from the bottom of my heart. This has been so stressful for me from the beginning and now we are close to a resolution. Therefore, this note is to show respect and voice our appreciation.” Lastly, This has put my heart at rest. Thank you. Tracy and Arthur
Thank you for helping in restoring my mortgage. In conclusion, you found a way to pay off the arrears, pay property taxes, and provide extra funds. Therefore, I enjoyed working with you. Above all, your service is impeccable and professional. In conclusion, I do not hesitate to refer friends and family to you. Rebecca
– replaced an 8% first and 12% 2nd and provided 30k for home renovations.
FAQs – Mortgage News and Updates
Who can use this site?
This site services borrowers that do not meet mainstream borrowing. Therefore, we provide a new 1st mortgage or a 2nd equity take out mortgage despite your bad credit.
Who are your lenders?
First, our lenders are mainstream A lenders with broker discounted mortgage rates. Secondly, our B lenders focus on proving home loans for borrowers with bad credit. Lastly, our private funding sources help in situations that do not qualify for A or B lending.
New Stress Test effective
Pre approval? Qualify now with good or bad credit » Get Pre approved
More information on our solutions? Call us today 1-877 237-2601 or fill out our online contact form.
How much down payment do I need? Read about our down payment requirement.
Bad credit mortgage lenders – Borrow up to 80% of the value of your home depending on location. Therefore, now is the time to take advantage of lower rates. Rates starting at 2.54% for challenged credit.
What are Alternative lenders?
Alternative lenders are lending institutions that lend on flexible criteria. In addition, some may include private lenders in this category. We prefer not to, because, private lenders are not regulated. B lenders are.