Alberta Mortgage rates
Finding the right Alberta Mortgage rate among the many financial situations can be a bit overwhelming. At RMA, we have networked with Canada’s prime banks and mortgage companies to make your next mortgage selection process easy and hassle free.
Whether you are from a major Alberta city, a smaller community or a rural or cottage area, you can depend on us to be your leading source of great mortgages.
Alberta Mortgage Rates
Current best overall mortgage rates
| TERM | Insured Rates | Uninsured rates | ||
|---|---|---|---|---|
| 1 Year Fixed | 4.59 | 5.39 | GET THIS RATE | |
| 2 Year Fixed | 4.99 | 5.64 | GET THIS RATE | |
| 3 Year Fixed | 4.99 | 5.64 | GET THIS RATE | |
| 4 Year Fixed | 4.84 | 5.54 | GET THIS RATE | |
| 5 Year Fixed | 4.59 | 5.34 | GET THIS RATE | |
| VARIABLE | 1.5 | Prime - 4.55 | GET THIS RATE | |
We offer the following types of mortgages at the best rates in the market today:
- New Home Purchase Mortgages
- Refinance your existing mortgage
- Renewals, Switches and Transfer your mortgage to another institution
- Equity take out mortgages
Plus, we can help you arrange your Alberta mortgage when you have special circumstances:
- Self Employed mortgages to help you when you cannot prove income the traditional way
- 1st time home buyer
- Second home mortgages or vacation properties
- New to Canada mortgages for new immigrants
- Rental properties 1 to 4 rental units owner and non owner occupied properties
- Non Resident mortgages for people wanting to buy a property in Canada
Our Alberta mortgage overview:
- Conventional up to 80% of the value of your home
- High ratio to 95% for purchases and 80% for refinancing
- Amortization period up to 25 years on high ratio insured and 30 years conventional
- Home Equity Line of Credit or HELOC
***Lending Area: All of Alberta when your credit is good.
Bad credit?
Even if you have poor credit we will provide an Alberta mortgage at superb rates.
B Mortgage rates
| TERM | Condition | RATE | |
|---|---|---|---|
| 1 Year | No Pre approval |
5.99%-6.19% | GET THIS RATE |
| 2 Years | No Pre approval |
6.2%-6.34% | GET THIS RATE |
| 3 Years | No Pre approval |
6.35% - 6.49% | GET THIS RATE |
| 5 Years | No Pre approval | from 6.87 | GET THIS RATE |
Click on the Apply on line button below to get started today!