Current best overall mortgage rates
| TERM | Insured Rates | Uninsured rates | ||
|---|---|---|---|---|
| 1 Year Fixed | 4.59 | 5.39 | GET THIS RATE | |
| 2 Year Fixed | 4.99 | 5.64 | GET THIS RATE | |
| 3 Year Fixed | 4.99 | 5.64 | GET THIS RATE | |
| 4 Year Fixed | 4.84 | 5.54 | GET THIS RATE | |
| 5 Year Fixed | 4.59 | 5.34 | GET THIS RATE | |
| VARIABLE | 1.5 | Prime - 4.55 | GET THIS RATE | |
Our mortgage rate table shown is for Insured, high ratio mortgages on the A-side lending. Down payment based on 5% to 19% down payment.
Rates for Refinancing to 80% may be higher because of the added risk of not having default insurance.
Variable rate is based on 5 year term. Note there is a 3 years Variable rate product. Rates are usually expressed as Prime less or minus a certain amount. Payments stay the same during the term. Amount of interest and principle paid down will change if prime goes higher.
For Alternative rates check pricing