Current best overall mortgage rates
|TERM||Insured Rates||Uninsured rates|
|1 Year Fixed||1.84||1.99||GET THIS RATE|
|2 Year Fixed||1.54||1.94||GET THIS RATE|
|3 Year Fixed||1.54||1.94||GET THIS RATE|
|4 Year Fixed||1.64||1.94||GET THIS RATE|
|5 Year Fixed||1.63||2.09||GET THIS RATE|
|VARIABLE||1.4||Prime - 1.05||GET THIS RATE|
Our mortgage rate table shown is for Insured, high ratio mortgages on the A-side lending. Down payment based on 5% to 19% down payment.
Rates for Refinancing to 80% may be higher because of the added risk of not having default insurance.
Variable rate is based on 5 year term. Note there is a 3 years Variable rate product. Rates are usually expressed as Prime less or minus a certain amount. Payments stay the same during the term. Amount of interest and principle paid down will change if prime goes higher.
For Alternative rates check pricing