Nova Scotia Mortgages
Nova Scotia mortgage? Do you have poor, bad or challenged credit?
If you are a home owner and looking to refinance your current mortgage or a new borrower looking to buy a home with challenged credit, we provide mortgages in your area. Therefore you can count on us to provide acceptable financing options. Therefore, yes you can qualify for a mortgage in Nova Scotia even with bad credit!
Do you have good credit?
If your credit is good we provide conventional bank financing also. Whether you are buying, refinancing or renewing / transferring your mortgage, we have access to the best conventional mortgage rates in Nova Scotia. See conventional mortgage rates
Also note, when credit is good, there is no limitation on the location of the property.
Lending Areas
We lend in the following areas:
- Major cities with populations of 25,00+
- some rural areas / small towns
Qualifications
- Credit scores from 500 and up
- Purchase require a minimum down payment of $20%
- Minimum home value of $150,000
- Refinancing require minimum 20% equity
- 2nd mortgages up to 85% or home value
We offer the following types of mortgages at the best rates in the market today:
What kind of mortgages do you provide in Nova Scotia?
- Purchases with bad credit
- Refinancing with challenged credit
- Revenue Canada Tax arrears
- Spousal Buyout
If you have bad or challenged credit and if the property is in a smaller town or more remote areas, we can arrange all type of home mortgages from our lender of over 20 years.